By Zara Maisango
Starting February 1, 2025, the Nigeria Police Force will launch a major crackdown on vehicles without valid third-party insurance, signaling a new chapter in road safety enforcement. This move follows the directive of the Federal Government and is aimed at enhancing the protection of all road users by ensuring that every vehicle owner is financially accountable in the event of an accident.
Under the 1945 Motor Vehicle (Third Party Insurance) Act and the Insurance Act, which mandate the possession of valid insurance, the police will now enforce strict compliance. Vehicle owners found without insurance coverage risk facing penalties, including fines and possible imprisonment.
This law offers several advantages: it guarantees financial compensation for victims of road accidents, provides a sense of accountability for vehicle owners, and ultimately aims to reduce the number of road traffic-related injuries and fatalities. Furthermore, the enforcement will strengthen the insurance sector, as more vehicle owners are compelled to buy insurance.
However, there are challenges ahead. One major issue is the lack of widespread awareness and preparedness. Many vehicle owners are still unaware of the deadline, which may lead to a rush to acquire insurance as the enforcement date draws near. Additionally, the implementation of this law may strain police resources, especially in areas where enforcement is difficult due to inadequate infrastructure or personnel.
While the law’s introduction is expected to bring long-term benefits to the country’s road safety landscape, its success will largely depend on public cooperation and awareness campaigns by both the government and the insurance sector. As the deadline approaches, vehicle owners are advised to ensure they are in compliance to avoid legal repercussions and contribute to safer roads for everyone.
Tags
News